Five Reasons Why Health Insurers Should Lower Their Premiums: "pHealth Care for America Now’s Ethan Rome offers these: 1) Insurance company profits have gone too far, 2) Premiums are going up while medical spending is going down, 3) CEOs Spend Billions on Dividends and Stock Buybacks to Boost Share Prices and Enrich Themselves, 4) Insurance companies hoard cash in the name of “solvency,” 5) [...]/p"