www.thinkprogress.org/economy/2014/02/06/3253541/corporate-trick-retirement-401k/
"Higher risks, lower returns, and less portability make 401(k)s a nightmare for workers, and AOL isn’t the first major company to make this change. International Business Machines (IBM) did the same thing just over a year ago, prompting retirement experts to warn that the lump-sum approach would exacerbate the country’s retirement crisis if it spread to other large companies."
